At Barqadle Takaful Insurance, our mission is to provide ethical, reliable, and Sharia-compliant insurance solutions that safeguard lives, assets, and businesses across Somalia. We aim to build trust and financial stability through compassion and community empowerment.
Barqadle Takaful Insurance aims to be the most trusted Takaful insurance provider in Somalia — delivering ethical, Sharia-compliant solutions that protect individuals, families, and businesses. Our vision is to promote financial stability, social responsibility, and community development through Takaful principles.
We are guided by values of trust, integrity, transparency, and customer care. These principles define how we operate, how we serve our clients, and how we contribute to the growth and resilience of Somalia’s insurance sector.
Barqadle Takaful Insurance is the outcome of efforts of potential traders Of Somalia diaspora and local business man that took enough time to establish this company in order to introduce Takaful services throughout the federal republic of Somalia.
The company’s headquarter is located at Via Roma, Hamar jajab district in Mogadishu, Somali and is arranging to have main branch offices in Puntland , Jubaland , Hirshabeele , North East And southwest states. of the Federal Republic of Somalia as soon as the Takaful regulation of 2025 is implemented by the government.
The rules that govern Islamic insurance
Islamic insurance, or Takaful, operates under Sharia principles that promote fairness, transparency, and shared responsibility. It avoids interest (Riba), gambling (Maiser), and uncertainty (Gharar), ensuring all transactions remain ethical and community-focused.
Avoidance of Gharar & Maiser
The avoidance of economic activities involving speculation (GHARAR) and gambling (MAISER);Prohibition of Riba (Interest)
The absence of interest-based (RIBA) transactionAvoidance of Haram Activities
The discouragement of the production of goods and services which contradict the value pattern of Islam (HARAM)
Our expert team members will assist you.
Abdulahi Hassan
Mohamed Haji Mudey



